Terms of Service

Terms of Service

Last updated: September 2026

Welcome to Your Golden Plan. By accessing or using our website and purchasing our products, you agree to be bound by the following Terms of Service. Please read them carefully.

1. General

This website is operated by Your Golden Plan. Throughout the site, the terms "we", "us", and "our" refer to Your Golden Plan.

2. Products

We sell physical books, including The Social Security Money Code by Garrett Monroe. All product descriptions are provided for informational purposes and we make reasonable efforts to display accurate content, pricing, and availability.

3. Not Financial or Legal Advice

Our books, including The Social Security Money Code, are intended for educational and informational purposes only. They do not constitute financial, legal, tax, or investment advice. Please consult a qualified professional before making decisions about your Social Security claiming strategy, Medicare enrollment, or retirement planning.

4. Orders & Payment

By placing an order, you confirm that the information you provide is accurate and complete. All prices are listed in the applicable currency at checkout and are subject to change without notice.

5. Shipping

We ship to the United States, United Kingdom, New Zealand, Australia, and Canada. Please see our Shipping & Delivery page for details.

6. Returns

Returns are accepted in accordance with our Returns & Refunds policy.

7. Intellectual Property

All content on this site, including book content, text, graphics, and logos, is the property of Your Golden Plan or its licensors and is protected by applicable copyright and intellectual property laws.

8. Limitation of Liability

To the fullest extent permitted by law, Your Golden Plan shall not be liable for any indirect, incidental, or consequential damages arising from your use of our products or website.

9. Changes to These Terms

We reserve the right to update these Terms of Service at any time. Continued use of our website after changes constitutes acceptance of the revised terms.

10. Contact

Questions about these Terms? Contact us at foonghinlek@gmail.com.